> For the complete documentation index, see [llms.txt](https://pyusd-garden.gitbook.io/pyusd.pizza/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://pyusd-garden.gitbook.io/pyusd.pizza/frequently-asked-questions.md). # Frequently Asked Questions ## **Why** [PYUSD.pizza](/pyusd.pizza/what-is-pyusd.pizza.md)**?** We believe PYUSD can be a gateway to the crypto world for millions of people, and we want to help make that happen. PYUSD has the potential to be the people's fiat-backed stable, with the peg security of protocols like USDC, but accessible on/off-ramp liquidity available to millions of users. ## **What is PYUSD?** PYUSD is a token that lives on the Ethereum blockchain. It is pegged to the US Dollar, so 1 PYUSD = 1 USD. ## How does this compare to \_\_\_\_\_? Some great [Payment](https://docs.openzeppelin.com/contracts/4.x/api/finance#PaymentSplitter) [Splitters](https://splits.org/) already exist! PYUSD.pizza is designed for small recipient groups, has a bias towards (but is not limited to!) PYUSD, and has an easy and silly UI that integrates with [PYUSD.to](https://pyusd.to/). If you're looking for a more robust and sophisticated splitter, please check out [Splits](https://splits.org/). ## **Is this an official PayPal product?** Most definitely not! This is a proof of concept app made by [Mono Koto](https://mono-koto.com/) and [Garden Labs](https://gardenlabs.xyz/). PayPal doesn't endorse this app, and we aren't shilling PayPal! We just want to make it easier for normal people to get paid with crypto. ## **Who is in charge around here?** You are. The contracts have **no owners** and are **immutable**. That also means if you send tokens or ETH to any of these contracts, there's no way to rescue or undo it. The [PYUSD.pizza](/pyusd.pizza/what-is-pyusd.pizza.md) app is just a frontend to the contracts, and was created by [Mono Koto](https://mono-koto.com/) in collaboration with [Garden Labs](https://gardenlabs.xyz/). If the web app someday disappears, your splitters and their deposited assets are still accessible via other means (e.g. Etherscan or whatever exists in the future). ## **What are the fees?** The [PYUSD.pizza](/pyusd.pizza/what-is-pyusd.pizza.md) protocol doesn't charge any fees. But when people pay into the pizza splitter or release fees, there will be a few costs: * Gas fees for the Ethereum network * "Bounty" fees paid out to whoever does the release for you. This is not enabled by default, and currently is not available via the UI. The exact USD value of such fees also depends on the current asset:USD exchange rate at the time. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://pyusd-garden.gitbook.io/pyusd.pizza/frequently-asked-questions.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.